BENEFITS OF TAKE N PAY INSTALLMENT PLAN
  • Instant Access to Products
    Get your gadget or service within 24–72 hours after meeting requirements.
  • Flexible Payment Options
    Choose a repayment period between 1 to 3 months based on your convenience.
  • Low Entry Barrier
    Start with just 20%–40% down payment and take your product immediately.
  • Daily Micro Payments
    Pay small, manageable amounts daily instead of large lump sums.
  • Affordable Interest Structure
    Short-term interest keeps overall cost controlled and predictable.
  • Student-Friendly Plan
    Enjoy lower interest rates specially designed for students.
  • Early Payment Advantage
    Clear your balance before deadline with no restrictions.
  • Covers Multiple Needs
    Not just buying — also supports device swapping and repairs.
  • Price Stability
    Secure your product at current pricing without worrying about market changes.
  • Wide Product Selection
    Choose from various gadgets and services (within approved value limits).
  • Multiple Payment Channels
    Pay easily through MTN MoMo, Telecel Cash, or AirtelTigo Cash.
  • Structured & Secure System
    Includes guarantor support and legal agreement for accountability.
  • Device Protection System
    Mobile Device Management ensures responsible usage and security.
  • Insurance Coverage
    Each plan includes an insurance fee for added protection.
  • Build Financial Discipline
    Daily repayments help users develop consistent payment habits.








TAKE N PAY INSTALLMENT PLAN ACCOUNT



  1. Age limit : 18yrs and above. Students below 18yrs are required to come along with their guardian who must be above 18yrs
  2. Device choice : choose a preferred product of your choice but one at a time till full completion of the product price.
  3. Identification : We accept ECOWAS card (Ghana Card), NHIS, Voters card, Passports, Drivers license, Student ID and Foreign passports for Both Installment Holder Plan Holder and Guarantor.
  4. Down Payment : To create the Take N Pay installment Account we Accept payment of 20%-40%.  Whatever down payment forms part of the product cost. The remaining balance to pay comes with an interest 
  5. Mobile Device Management : The issued devices will come with mobile device management
  6. Guarantor : The Installment Plan holder is required to bring 1 or 2 guarantors depending on the type of product. Guarantors should sign a legal agreement stating they will: Assist repayment if customer defaults and Allow contact for verification
  7. Repayment :  The Installment Holder is required to have an active mobile money account of not less than 6months. The momo account will be linked to the Installment Account for daily repayments. The account can either be MTN MOMO, TELECEL CASH or AIRTELTIGO CASH.
  8. Digital Address: For every product collected under the Installment Plan a digital address will be collected from both the Installment Plan Holder and Guarantor.
  9.  Student Special Plan: There are lower rates for students. 

๐ƒ๐ž๐š๐ซ ๐€๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ง๐ญ , ๐˜๐จ๐ฎ ๐€๐ซ๐ž ๐ƒ๐ข๐ซ๐ž๐œ๐ญ๐ž๐ ๐“๐จ ๐Œ๐ซ.๐๐ฎ๐š๐๐ฎ๐ฒ ๐“๐ก๐ž ๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ๐ฆ๐ž๐ง๐ญ๐ฌ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž๐ซ .
๐“๐จ ๐’๐ข๐ ๐ง ๐ฎ๐ฉ ๐…๐จ๐ซ ๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ฉ๐ฅ๐š๐ง ๐จ๐ซ ๐๐ž ๐š๐ง ๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ๐ฆ๐ž๐ง๐ญ ๐’๐š๐ฅ๐ž๐ฌ ๐š๐ ๐ž๐ง๐ญ. ๐Š๐ข๐ง๐๐ฅ๐ฒ ๐“๐š๐ฉ

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